Universal Terms for Legacy Capital Solutions, LLC and Real Estate Inner Circle, Products and Services.
This Agreement ("Agreement"), is by and between Legacy Capital Solutions, LLC, Real Estate Inner Circle,
or 'LCS-REIC'.† And/or its subsidiaries and agents and You, your heirs, agents, successors and assigns
("You").† The contract is made effective as of the date of electronic execution.† This Agreement sets†
the terms and conditions of your use of LCS-REIC services, it's products, it's website, and it's
webinars, classes, and other intellectual property and trade secrets.† It explains LCS-REIC obligations
to you and your obligations to LCS-REIC, in relation to the use of LCS-REIC products and services.
This Agreement as well as any additional policies, together with all modifications thereto, constitute
the complete and exclusive agreement between you and LCS-REIC concerning your use and purchase of
LCS-REIC products and services, and supersede and govern all prior proposals, agreements, and/or other
communications.† All herein and made part of this Agreement by reference.† By purchasing all terms and
conditions of this Agreement and any other policies or agreements made part of this Agreement by reference,
as well as any new, different or additional terms, conditions or policies which LCS-REIC may establish
from time to time, and any agreements that LCS-REIC is currently bound by or will be bound by in the future.†
You may view the latest version of this Agreement online.
In addition to transactions entered into by you on your behalf, you also agree to be bound† by the
terms of this Agreement for transactions entered into on you behalf by anyone acting as your Agent, and
transactions entered into by anyone who uses the account you've established with LCS-REIC, whether or not
the transactions were in your behalf.† This includes all team members, staff, and others who have entered
into agreements on your behalf or theirs.
Important: I agree to pay the amount agreed and not to cancel this transaction with my bank or Credit
Card Company.† I will contact LCS-REIC support to resolve any problem with my order or service.†
I understand that LCS-REIC may initiate a collection and submit a negative report to Consumer Credit
Reporting agencies.† Credit Card Fraud is a criminal offense in any country. I understand that if a
program or service requires a user name or password, once my user name and password have been issued
to me in any way LCS-REIC deems appropriate (email, over the phone through customer service, or
voicemail etc) I am responsible to log-in to access the services that I have paid for.†
The General Terms in this Section apply to all customers/ students and clients of LCS-REIC.
GENERAL TERMS APPLICABLE TO ALL PROGRAMS, PRODUCTS AND SERVICES.
1.TERM OF AGREEMENT; MODIFICATIONS.
You agree that LCS-REIC may modify this Agreement and the Services from time to time. You agree to be
bound by any changes LCS-REIC may reasonably make to this Agreement when such changes are made.† If
you have purchased Products or services, the term of this Agreement shall continue in full force and
effect for the term of the agreement as stated on the LCS-REIC website (where you completed your
enrollment), whether or not you take advantage of and use the products, services and software.†
In the event you terminate your usage (at the end of your contract term), LCS-REIC shall not be
bound by any representations made by third parties who you may use to purchase services from,
and that any statement of a general nature, which may be posted on LCS-REIC website or contained
in LCS-REIC promotional materials, will not bind LCS-REIC in any way.† LCS-REIC may, at times,
offer certain promotions with different charges and features.† You agree that you will be responsible
for notifying LCS-REIC should you desire to terminate your use of LCS-REIC services at the end of
your contract term.† Participant must give their notification to cancel in writing, sent to LCS-REIC
Corporate offices in Worcester, MA.† No cancellations are accepted prior to the end of the agreed-to
contract.† All contracts last for a minimum of 12 months, and are explained on the sign-up page
on the LCS-REIC website where you completed your enrollment. All LCS-REIC contracts are legal and binding.†
If you are unsure of your billing date, contact our customer service for clarification.† Any failure of
participantto participate in any portion of the programs and / or activities or services does NOT
entitle the participant to an extension of the program, nor does it entitle the participant to any
refunds of any program fees paid.† Program contents and materials are subject to change without notice.†
LCS-REIC at its sole discretion, may change, add, and /or edit the materials , topics, media, speakers,
or experts described and/or change, substitute, add or change the schedule† and teleconference calls
or training described.† A change to any of the above does not entitle the participant to a refund
of any sort.
2. ACCURATE INFORMATION.
You agree to maintain accurate information by providing updates to LCS-REIC, as needed, while you
are using LCS-REIC services.† You agree you will notify LCS-REIC within 5 business days when any
change of the information you provided as part of the application and/or registration process
changes.† Failure by You, for whatever reason, to respond within 5 business days to any inquiries
made by LCS-REIC to determine the validity of information provided by you will constitute a
material breach of this Agreement.† You agree that LCS-REIC may use and rely on any such
information provided by you for all purposes in connection with Your Services, subject to LCS-REIC
Privacy Policy.† If you provide any information that is inaccurate, not current, false, misleading
or incomplete, or if LCS-REIC has reasonable grounds to suspect that your information is inaccurate,
not current, false, misleading or incomplete, LCS-REIC has the absolute right, in its sole discretion,
to terminate its Services
and close your account.
3. PRIVACY.
LCS-REIC does not share email addresses, phone numbers, etc, without permission.†
Only officers of LCS-REIC have access to this information.
4.† ACCOUNT SECURITY
You agree you are entirely responsible for maintaining the confidentiality of your customer
number/login, password, credit card number, and security codes.† Collectively, the
'Account Access Information'.† You agree you are entirely responsible for any and all activities
that occur under your account.† You agree to notify LCS-REIC immediately of any unauthorized use
of your account or any other breach of security. You agree LCS-REIC will not be liable for any loss
that you may incur as a result of someone else using your Account Access Information, either with
or without your knowledge.† You further agree you could be held liable for losses incurred by LCS-REIC
or another party due to someone else using your Account Access Information.† For security purposes,
you should keep Account Access Info in a secure location and take precautions to prevent others from
gaining access to your Access Info.† You agree that you will be responsible for all activity in your
account, whether initiated by you, or by others on your behalf or by any other means.† LCS-REIC
specifically disclaims liability for any activity in your account, whether authorized by you or not.
5.† NO UNLAWFUL CONDUCT OR IMPROPER USE.
As a condition of your use of LCS-REIC products and services, you agree not to use them for any
purpose that is unlawful or prohibited by these terms and conditions, and you agree to comply
with any applicable local, state, federal and international laws, government rules or requirements.†
You agree you will not be entitled to a refund of any fees paid to LCS-REIC if for any reason,
LCS-REIC takes corrective action with respect to your improper or illegal use of LCS-REIC's
products and services.
LCS-REIC reserves the right at all times to disclose any information as LCS-REIC deems necessary
to satisfy any applicable law, regulation, legal process or governmental request, or to edit,
refuse to post or to remove any information or materials, in whole or in part, with LCS-REIC
sole discretion.
Except as set forth below, LCS-REIC may also† cancel your use of the services, after 30 days, if
you are using the services as determined by LCS-REIC in its sole discretion, in association with
spam or morally objectionable activities.† Morally objectionable activities will include, but
not be limited to: activities designed to defame, embarrass, harm, abuse, threaten, slander or
harass third parties; activities prohibited by the laws of the United States, and/or foreign
territories in which you conduct business.† Activities designed to encourage unlawful behavior
by others, such as hated crimes, terrorism and child pornography' activities which are tortuous,
vulgar, obscene, invasive of the privacy of a third party, racially, ethnically, or otherwise
objectionable' activities designed to impersonate the identity of a third part' illegal access
to other computers or activities designed to harm or use unethically minors in any way.†
Notwithstanding anything to the contrary herein, in the event LCS-REIC cancels your services
during the first 30 days after you purchase the Services, you will receive a refund of any
fees paid to LCS-REIC in connection with the Services being canceled.† In the event LCS-REIC
deletes your Services because they are being used in association with spam or morally objectionable
activities, no refund will be issued.† You agree you will not be entitled to a refund of any fees
paid to LCS-REIC if for any reason,† LCS-REIC takes corrective action with respect to Your improper
or illegal use of its services.
6. NO SPAM; LIQUIDATED DAMAGES.
You agree not to use any client or customer contact information gained through your association
with LCS-REIC for your own promotional material, unless given explicit authorization, in writing
from an officer of LCS-REIC. You agree LCS-REIC may immediately terminate any account that it
believes, in its sole discretion, is transmitting or is otherwise connected with any spam or
other unsolicited bulk email.† In addition, if actual damages cannot be reasonably calculated
then You agree to pay LCS-REIC liquidated damages of $1 US for each piece of spam or unsolicited
bulk email transmitted from or otherwise connected with Your account, otherwise You agree to
pay LCS-REIC's actual damages.††
7. INTELLECTUAL PROPERTY.
You agree that LCS-REIC holds all rights, title and interest in all Products and Intellectual
Property, including other rights related to intangible property, unless otherwise indicated.
You acknowledge that no title or interest in such Intellectual Property Rights is being transferred
to you and you agree to make no claim of interest in any such Product.† You understand and agree
that all content and material contained in the Agreement, other policies, the LCS-REIC Website,
Seminars and any affiliated websites, including but not limited to, the-death-of-realestate.com,
themoneychiforrealestate.com, themoneychirealestate.com, themoneychifornetworkmarketers.com,
themoneychinetworkmarketers.com, RealEstateSurvivalTour.com,† are protected by the various
copyright, patent, trademark, service mark and trade secret laws of the United States, as well as,
any other applicable proprietary rights and laws, and that LCS-REIC and it's affiliated businesses
reserves its rights in and to all such content and materials.† You further understand and agree
that you are prohibited from using, in any manner whatsoever, any of the content or materials
described above without† the express written permission of LCS-REIC or its affiliated businesses.†
No license or right under any copyright, patent, trademark, service mark or other proprietary right
or license is granted to you or conferred upon you by this Agreement or otherwise.
8. FEES AND PAYMENT.
As consideration for the Products and Services purchased by you and provided to you by LCS-REIC
or its affiliates, you agree to pay LCS-REIC at the time of your order, as well as on a recurring
basis, monthly, throughout the terms of your contract and enrollment.† All fees are due immediately
and are non refundable unless otherwise expressly noted, even if your services are suspended,
terminated, or transferred prior to the end of the Enrollment Contract.†
Contracts are automatically extended to reflect a month to month contract, where you proceed to
the next program designated by LCS-REIC, or have the option to continue and/or repeat the current
program you are enrolled in.† After the initial term of your contract, you may cancel at any time
with 60 days written notice, mailed directly to the LCS-REIC Corporate Offices in Worcester, MA.†
LCS-REIC expressly reserves the right to modify pricing through email notification, voice broadcast,
and/or notice on its website.†
If you have questions about billing, it is your responsibility to email or call the offices of
LCS-REIC to clarify any billing questions.† Details are further outlined in the LCS-REIC Enrollment
Contract Terms and Conditions.
At the end of each enrollment, student is automatically enrolled in the next course in the series,
unless they notify LCS-REIC in writing of their cancellation.
If for any reason LCS-REIC is unable to charge your payment method for the full amount owed LCS-REIC
for the Products or Services provided, or if LCS-REIC is charged a penalty for any fee it previously
charged to your payment method, you agree that LCS-REIC may pursue all available remedies in order to
obtain payment.† If you pay by credit card and if for any reason LCS-REIC is unable to charge your
credit card with the full amount of the services provided, or if LCS-REIC is charged back for any
fee it previously charged to the credit card you provided, you agree that LCS-REIC may pursue all
available remedies in order to obtain payment.† You agree that among the remedies LCS-REIC may
pursue in order to effect payment, shall include but will not be limited to, immediate cancellation
without notice to you of any Services purchased or scheduled, including additional costs that it
may incur in providing the services and pass along to you.† These include but are not limited to,
customer service issues that cannot be handled over email but require personal service, fees
incurred by third parties you have elected to use as payment methods, including PayPal
(if LCS-REIC makes payment via PayPal and option) and disputes that require legal services.†
These charges will be billed to the Payment Method we have on file for you.† You may change your
payment method at any time by contacting LCS-REIC customer service by phone, or email.
You agree that you are solely liable for arranging that your Services be renewed, and that
LCS-REIC shall not be liable to you or any third party if it is unable to charge your payment
method in order to renew your services.† While all purchases are processed in US dollars,
LCS-REIC may provide an estimated conversion price to currencies other than US dollars.
You acknowledge and agree that the pricing displayed during the check out process is an
estimate in this case.† Due to potential slight time delays between actual purchase and
the payment settlement, the actual price charged may fluctuate.† Accordingly, LCS-REIC makes
no representations or warranties that the actual price will be the same or substantially
similar to the actual price you will pay and you waive any and all claims based upon any
discrepancy between the estimate and the actual price withregards to foreign currency.
9. REPRESENTATIONS AND WARRANTIES.
You, or the individuals who electronically execute this Agreement on behalf of You hereby
represent and warrant that they have the right, power, legal capacity and appropriate authority
to enter into this Agreement, and that they own and have not transferred to any other person or
entity any of the rights, claims or interests that are the subject of this Agreement.† You
represent and warrant that you are 18 years of age or older, or that you have an agent authorized
by law to represent you who is 18 years of age or older who is entering into this Agreement on
Your behalf.† You warrant that each action you make is being done so in good faith and that
you have no knowledge of it infringing upon or conflicting with the legal rights of a third
party or a third party's trademark or trade name.†
10.† LIMITATION OF LIABILITY.
All LCS-REIC products and / or services are 100% guaranteed proven, based on experiences of others.†
However, in no way does LCS-REIC warrant or imply that the programs / products will work for you
personally, as we cannot guarantee you have participated at the level requisite for success.† Agents,
markets, skill level and commitment levels vary from agent to agent, office to office and market to
market.† The words '100% guaranteed' are for promotional purposes and are merely testament to the
quality of services provided, based on 3rd party experiences.
IN NO EVENT SHALL LCS-REIC BE LIABLE TO YOU OR ANY OTHER PERSON FOR ANY INDIRECT, INCIDENTAL,
CONSEQUENTIAL, SPECIAL, EXEMPLARY OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFIT OR GOODWILL,
FOR ANY MATTER, WHETHER SUCH LIABILITY IS ASSERTED ON THE BASIS OF CONTRACT, TORT (INCLUDING NEGLIGENCE),
BREACH OF WARRANTIES, EITHER EXPRESS OR IMPLIED, ANY BREACH OF THIS AGREEMENT OR ITS INCORPORATED AGREEMENTS
(INCLUDING THE LCS-REIC ENROLLMENT CONTRACT TERMS AND CONDITIONS), AND POLICIES YOUR INABILITY TO USE THE
PRODUCTS OR SERVICES, YOUR LOSS OF DATA OR FILES OR OTHERWISE, EVEN IF LCS-REIC HAS BEEN ADVISED OF
THE POSSIBILITY OF SUCH DAMAGES.†
Some states may not allow such a broad exclusion or limitation on liability for damages as contained
herein.† In such states, LCS-REIC's maximum aggregate liability is limited to the full extent permitted
by law.† You agree that in no event shall LCS-REIC maximum aggregate liability exceed the total amount paid
by you for the particular products or services in dispute purchased from LCS-REIC.
You additionally agree to hold LCS-REIC and its affiliates harmless regarding the effectiveness of particular
techniques, etc, taught at LCS-REIC as each person, market and skill level is different.† LCS-REIC is not
liable for income produced or lost as a result of products, services or coaching provided.
11.† DISCLAIMER OF WARRANTIES.
LCS-REIC expressly disclaims all warranties of any kind, whether express or implied, including, but not
limited to, the implied warranties of merchantability, fitness for a particular purpose and non-infringement.†
Services are provided on an 'As Is' and 'As Available' basis.† LCS-REIC makes no warranty that its services
or products will meet your specific requirements, or that the services will be uninterrupted, timely, secure,
or error free, or that defects will be corrected.† LCS-REIC does not warrant, nor make any representations
regarding the use, or results of, any of the services it provides, in terms of their correctness,
accuracy, reliability, or otherwise.† Some jurisdictions do not allow the disclaimer of implied warranties,
in which event that foregoing disclaimer may not apply to you.
12. INDEMNIFICATION.
You agree to defend, indemnify and hold harmless LCS-REIC and its contractors, agents, employees,
officers, directors, independent contractors, shareholders, and affiliates from any loss, liability,
damages or expense, including reasonable attorneys' fees, resulting from any third party claim, action,
proceeding or demand related to Your (including Your agents affiliates, or anyone using Your account,
software or services with LCS-REIC whether or not on YOUR behalf, and whether or not with Your permission )
use of the products or services You purchased from LCS-REIC or Your breach of this Agreement or incorporated
agreements and policies.† In addition, You agree to indemnify and hold LCS-REIC harmless from any loss,
liability, damages or expense, including reasonable attorneys' fees, arising out of any breach of any
representation or warranty provided herein, any negligence or willful misconduct by You, or any allegation
that your account infringes a third person's copyright, trademark or proprietary or intellectual property
right, or misappropriates a third person's trade secrets.† This indemnification is in addition to any
indemnification required of you elsewhere.† Should LCS-REIC be notified of a pending law suit, or receive
notice of the filing of a lawsuit, LCS-REIC may seek a written confirmation from you concerning your obligation
to indemnify LCS-REIC.† Your failure to provide such a confirmation may be considered a breach of this agreement.†
You agree that LCS-REIC shall have the right to participate in the defense of any such claim through counsel
of its own choosing.† You agree to notify LCS-REIC of any such claim promptly in writing and to allow LCS-REIC
to control the proceedings. You agree to cooperate fully with LCS-REIC during such proceedings. You agree
You will not be entitled to a refund of any fees paid to LCS-REIC if, for any reason LCS-REIC takes corrective
action with respect to Your improper or illegal use of its products, services, seminars or websites.
13.† GOVERNING LAW, VENUE; WAIVER OF TRIAL BY JURY.
This agreement shall be deemed entered into in the State of Massachusetts.† You agree that the laws and judicial
decisions of Worcester County, Massachusetts, shall be used to determine the validity, construction, interpretation
and legal effect of this Agreement.† You agree that any action relating to or arising out of this Agreement shall
be brought in the courts of Worcester County, Massachusetts.† For the adjudication of disputes concerning the use
of any domain name registered with LCS-REIC, You agree to submit to jurisdiction and venue in the US District Court
for the District of Massachusetts located in Worcester, MA.† You agree to waive the right to trial by jury in any
proceeding that takes place relating to or arising out of this Agreement.
14.† NOTICES.
You agree that all notices (except for notices concerning breach of this Agreement) from LCS-REIC to you may be
posted on our Website.† Notices concerning breach will be sent either to the email or postal address you have on
file with LCS-REIC.† In either case, delivery shall be deemed to have been made five (5) business days after the
date sent.††
Notices from You to LCS-REIC shall be made† by sending notice to the address provided on the LCS-REIC Website or
first class mail to LCS-REIC's address at:
Legacy Capital Solutions, LLC
22 Elm Street Suite 310
Worcester, MA 01608
15.† HEADINGS
The Headings in the Agreement are descriptive only and in the event of a heading and the underlying terms of this
Agreement, the terms of this Agreement shall control.
16. ENTIRE AGREEMENT.
You agree that this Agreement including the policies and agreements, such as the LCS-REIC Enrollment Contract,
it refers constitute the complete and only Agreement between You and LCS-REIC regarding the Services contemplated herein.
17. SEVERABILITY.
You agree that the terms of this Agreement are severable.† If any part of this Agreement is determined to be
unenforceable or invalid, that part of the agreement will be interpreted in accordance with applicable law as
closely as possible, in line with the original intention of both parties to the Agreement.† The remaining terms and
conditions of the Agreement will remain in full force and effect.
18. WAIVER.
The failure of LCS-REIC to enforce any of the provisions within this Agreement or its incorporated agreements and
policies against you or others shall not be construed to be a waiver of the right of LCS-REIC thereafter to
enforce such provisions.
19.† FORCE MAJEURE.
LCS-REIC will make every effort to keep its Website and Services operational.† However, certain technical
difficulties and other factors outside of its control may, from time to time, result in temporary service
interruptions.† You agree not to hold LCS-REIC liable for any of the consequences of such interruptions and
no refunds shall be warranted.
20.† NO THIRD PARTY BENEFICIARIES.
Nothing in this Agreement, express or implied, is intended to confer upon any third party any rights, remedies,
obligations, or liabilities under or by reason of this Agreement, except as expressly provided in this agreement.
21.† ATTENDANCE AT EVENTS OR CALLS / MEETINGS / SEMINARS
I agree that I am freely and willingly participating in the LCS-REIC seminars, testimonials, coaching calls,
webinars, seminars, conferences and meetings, and do hereby grant LCS-REIC, or designated entities permission
to record and duplicate recordings of any and all, but not limited to, conference presentations, webcasts,
teleseminars, testimonials, questions and answers, coaching calls, etc.
I understand that I will not receive any compensation either financially or in any other form, neither implied
nor inferred, from the sale of these recordings, regardless of the product format (audio, visual, written, etc.)
and further authorize the use of myself, voice and/or likeness on the aforementioned.
Any funds from the sale of these recordings past, future or present will be exclusively for the benefit of
LCS-REIC.† LCS-REIC shall own all rights to any and all such works and may make any use or nonuse of such works
without payment or obligation to the attendee, student or customer, or independent contractor.
†LCS-REIC ENROLLMENT CONTRACT TERMS AND CONDITIONS
1. Any payment hereunder, if not timely made, shall bear interest at an annual rate equal to ten percent (10%)
per annum until paid. In the event that any finance charge or fee imposed under this contract would exceed the
maximum charge or fee permitted by any applicable state or federal law, then this agreement shall be deemed amended
to reduce such charge or fee to the maximum lawful amount. In such event, such excess charge, if paid, shall be applied
to reduce my outstanding obligation. In addition, a ten dollar ($10.00) late fee will be charged on any installment
not received within ten (10) days after its due date. I agree to pay a twenty dollar ($20.00) fee for any, each
and all of my checks returned for non-
sufficient funds (NSF).
2. I agree and acknowledge that all information and materials presented at any Legacy Capital Solutions/Real Estate Inner Circle
event by any Legacy Capital Solutions/Real Estate Inner Circle agent, employee or representative are and shall remain the
property of Legacy Capital Solutions/Real Estate Inner Circle and may not be copied, reproduced, video taped or disseminated
without the prior written consent of the CEO of the Legacy Capital Solutions/Real Estate Inner Circle.
3. I agree and acknowledge that this contract shall be governed by Rules, Polices and/or Procedures as announced by
Legacy Capital Solutions/Real Estate Inner Circle, from time to time, verbally and/or in writing.
4. In the event of a default in payment of any installment due, all services and privileges shall be suspended and I
shall nevertheless remain liable for the amount described above, which shall become immediately due and payable in full.
I agree to pay all attorneyıs fees, costs and expenses incurred in the enforcement of this agreement or in collecting
payment due under this contract.
Legacy Capital Solutions/Real Estate Inner Circle† may terminate this contract for:
any non-payment; payment which is not received within ten (10) days of the date upon which it is due; or upon two or
more late payments.
5. The laws of the State of Massachusetts govern this agreement. In the event of any action or proceeding hereunder,
venue shall be proper in Worcester County, State of Massachusetts, and I consent to service of process by mail.
6. I agree and acknowledge that this contract may be canceled by the Legacy Capital Solutions/Real Estate Inner Circle at
any time, for any reason not prohibited by law, without notice, during the initial term or any month-to- month period.
In the event that Legacy Capital Solutions/Real Estate Inner Circle cancels this contract, I will be liable for payment
through the effective date of cancellation plus any other fees I may owe (including late payment charges, collection
costs or interest). I agree and acknowledge that the termination of any continuing payment obligation after the
effective date of cancellation, which would otherwise be due, is my sole remedy in the event of cancellation by the
Legacy Capital Solutions/Real Estate Inner Circle. Norefunds,charge backsorcreditsofanykind will be issued.
7. I agree and acknowledge that any coaching/accountability call provided under this contract may be recorded for
quality control purposes without further notice of any kind. Legacy Capital Solutions/Real Estate Inner Circle does not
authorize client recording of calls without prior consent.
8. I agree and acknowledge that products produced by the Legacy Capital Solutions/Real Estate Inner Circle, including
audio tapes, video tapes, DVDs and manuals and MP3 Downloads are protected by copyright laws and, as such, I agree
to refrain from duplicating, disseminating, reproducing, republishing or re-engineering these materials without the
express written consent of the Legacy Capital Solutions/Real Estate Inner Circle and shall not permit any third party to
do the same.
9. I agree and acknowledge that the failure of Legacy Capital Solutions/Real Estate Inner Circle to insist on strict
performance of any of the provisions of this contract or to exercise any right it grants will not be construed as
a relinquishment or future waiver; rather, the provision or right will continue in full force. No waiver of any
provision or right will be valid unless it is in writing and signed by the party giving it.
10. I agree and acknowledge that Legacy Capital Solutions/Real Estate Inner Circle makes no representations or warranties,
express or implied, with respect to the services or goods provided hereunder and the IMPLIED WARRANTIES OF
MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE SHALL BE SPECIFICALLY EXCLUDED with respect to the services and
goods. AS REQUESTED BY LAW, YOU ARE HEREBY NOTIFIED THAT A NEGATIVE CREDIT REPORT REFLECTING ON YOUR CREDIT RECORD MAY
BE SUBMITTED TO A CREDIT REPORTING AGENCY IF YOU FAIL TO FULFILL THE† TERMS OF YOUR CREDIT OBLIGATIONS.²
You agree that by clicking 'I agree' at the time of enrollment, on the LCS-REIC website, you are agreeing to the above
terms and conditions of your enrollment contract. If you have any questions regarding this contract, you are advised
to seek the advice of an attorney.